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The lender will tell you this amount
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To Date, what is the cost of the Improvements YOU have made to your space? We want to put it back the way it was after a loss such as fire, smoke damage etc.
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How much money would you need to replace your Furniture, Art, Computers, iPads, supplies, stock, merch, appliances, etc? It's okay to overestimate here.
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How much income would you need, EACH month for 3 months if your workspace was physically damaged and you could not work/generate an income?