Born
different.
We were born different. We came from a passion, dedication, and strong desire to do the right thing.
Since 2008, this industry coverage has stood as a beacon of change in the insurance world, born from a recognition of systemic injustice and a commitment to diversity within the tattoo and piercing community.
In an industry where artists and studio owners were often marginalized and exploited, we saw an opportunity to make a difference. Our journey from the OG Velvet Panther coverage to Pigment and Skin today has been driven by a single mission: to provide fair, comprehensive coverage that genuinely protects body art professionals.
Our coverage goes beyond the basics, offering industry-specific protections that others overlook:
- Communicable Disease
- Data Breach Protection
- Sexual Abuse and Molestation
- Assault and Battery
- Property Enhancement Forms
- Equipment Breakdown
- Front Glass and Doors
- Excess / Higher Limits
- Rated A+15
- Landlord Friendly
- Full Occurrence Form
- 1099’s, W2’s, Guests and Apprentices are included automatically
Our Commitment to Excellence: We elevate the industry through selective and responsible practices. Unlike providers who accept every application, we carefully evaluate each client to ensure high standards of professionalism and safety.
This selective process:
- Maintains fair, stable rates
- Encourages industry professionalism
- Reduces claims frequency
- Protects the integrity of body art
With Pigment and Skin, you’re not just getting insurance – you’re gaining a partner who understands your craft and fights in your corner.
Pigment and Skin: Insuring Art, Ensuring Peace of Mind.